You need to harmonize your dreams with your abilities.

You should know the ability to win the lottery.

The summer jumbo lottery didn't let you win.
If you win, you can pay all the housing loan and other debts.

There are also non-performing loans.
If you can collect all the bad loans, you can end up your housing loan.

The important thing is that you can afford it.
You have loaned money to GT's multiservice shop.
If there had been no need from GT, you would not be suffering.

You should be confident you can earn a lot of money.
The worst thing is you don't spend it the right way.

But you can make money.
You should be more confident.